Policies & Procedures
Insurance Protection
| Kind of Insurance | Amount |
| Workers' Compensation, including an "all states Endorsement". | Statutory |
| Employer's Liability | $500,000 each accident $500,000 disease policy limit; $500,000 disease each employee. |
| Commercial General Liability including Blanket Contractual Liability, Employees as Additional Insureds, Completed Operations Products Liability and providing coverage for explosion, collapse an underground property damage hazards, Premises Medical Payments and Incidental Medical Malpractice, Broad Form General Liability Endorsement, Personal Injury Liability, and Broad Form Property Damage Endorsement. | $5,000,000 bodily injury and $5,000,000 property damage combined single limit per occurrence and annual aggregate $5,000,000 personal injury. |
| Comprehensive Automobile Liability (covering all owned, non-owned or hired vehicles). | $5,000,000 bodily injury each person and property damage each accident; $5,000,000 bodily injury each accident. |
| Umbrella for Subcontractors | $4,000,000 Required if General Liability, bodily injury or combined totals are less than $2,000,000. |
| Umbrella for General Contractor | $10,000,000 Required if General Liability, bodily injury or combined totals are less than $10,000,000. |